1. Acceptance of Terms

CrossCurrent, Inc. provides information on our website (the "Site") and you may access and use such information subject to the following terms and conditions (the "Terms of Use"). The terms “we,” “our,” “us,” and “CrossCurrent” refer to CrossCurrent, Inc. The term "you" and “your” refers to you as an individual user of this site and, if applicable to your use, your employer or firm. By accessing or using the Site, you are acknowledging that you have read, understand, and agree, without limitation or qualification, to be bound by these Terms of Use and our Privacy Policy. If you do not accept and comply with the Terms of Use and our Privacy Policy (as amended from time to time), you are not authorized to use the Site and should exit immediately. Please review the CrossCurrent Privacy Policy which also governs your visit to the Site, so that you may understand our privacy practices.

By accepting these Terms of Use, you represent and warrant that you are at least 18 years old. If you have accepted these Terms of Use on behalf of any business (such as a corporation, partnership, limited liability company, or other entity) or other organization, you represent and warrant that you have legal authority to do so.

2. Accuracy of Information

CrossCurrent attempts to be as accurate as possible when describing our organization and services on the Site; however, to the extent permitted by applicable law, we do not warrant that the services or content available on the Site are accurate, complete, reliable, current or error-free,

3. No Relationship Established

In making this Site available, no client, advisory, fiduciary or professional relationship is implicated or established and neither CrossCurrent nor any other person is, in connection with this Site, engaged in rendering advisory, consulting or other professional services or advice. Neither this Site nor any content on or accessed through this Site shall be considered a substitute for the independent investigations and the sound technical and business judgment of the user of this Site and the user should consult with a professional advisor familiar with your particular factual situation for advice or service concerning your specific circumstances.

4. Intellectual Property Rights

Unless otherwise noted, CrossCurrent owns all content available on this Site, including but not limited to the text, photographs, images, graphics, audio clips, and any compilation or arrangement thereof (the "Content"). All Content is protected by United States and international laws regarding copyrights, trademarks, trade secrets and other proprietary rights.

The trademarks, logos, and service marks displayed on the Site (collectively, the "Trademarks") are owned by CrossCurrent and are protected by United States and international trademark laws. All other Trademarks not owned by us that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by CrossCurrent.

5. Use of the Site

CrossCurrent grants you a limited, revocable, and non-exclusive license to access and make personal use of the Site. Under this license you agree that you will not: (a) reproduce, sell, resell, sub-license, distribute or exploit for commercial purposes any Content or portion of the Site; (b) make any use of the Site or its Content other than for your personal informational purposes, and if applicable, for informational purposes for your employer or firm; (c) create any derivative work based upon either the Site or its Content; (d) use any meta tags or any other "hidden text" utilizing the name or Trademarks of CrossCurrent without our express written consent; (e) interfere with the Site or servers or networks connected to the Site; or (f) otherwise use the Site in any way that results in a violation of any law, rule, regulation, or contract.

Any access to or use of the Site in a manner inconsistent with these Terms of Use is hereby deemed unauthorized, will result in immediate termination of your access to and use of the Site and any rights or licenses granted to you hereunder, and may subject you to civil or criminal penalties.

6. Links to Other Websites

The Site may contain links to the websites of third parties (collectively, “Third-Party Sites”). These links are for your convenience and are not an endorsement by us of the referenced content, product, service or website. CrossCurent is not responsible for, nor do we warrant the accuracy of, the content or any other aspect of, and shall have no liability to you or any other party with respect to, any Third-Party Sites. Your choice to link to, access, and/or use any Third-Party Site is at your sole risk. CrossCurrent reserves the right not to link, to remove an existing link, or to add a link to a particular Third-Party Site at any time in its sole discretion.

7. Termination

Without limiting the provisions of Section 2 hereof, your access to and use of the Site will be terminated immediately upon your breach of these Terms of Use. The Site includes a secure access portion that is reserved solely for access and use by clients of CrossCurrent (and employees of such clients) that have entered into an agreement with CrossCurrent (“Client Services Agreement”) providing for such access and use (each a “CrossCurrent Client”). In the event that you are such an employee, in addition to any other termination of your access to and use of the Site provided herein, your access to and use of the Secure Access portion of the Site will be terminated immediately (a) upon termination of the your employment with the applicable CrossCurrent Client or (b) termination or expiration of the applicable Client Services Agreement. CrossCurrent shall have no liability to you or any other party for any termination of your access to or use of the Site provided herein.

8. Disclaimers and Limited Liability

CROSSCURRENT IS PROVIDING THE SITE AND ITS CONTENTS ON AN "AS-IS," "AS-AVAILABLE" BASIS WITHOUT ANY WARRANTY OF ANY KIND. CROSSCURRENT EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, IN REGARD TO ANY CONTENT, INFORMATION, PRODUCTS OR SERVICES FURNISHED THROUGH THE SITE, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, DATA ACCURACY, SYSTEM INTEGRATION, QUIET ENJOYMENT, OR NON-INFRINGEMENT. CROSSCURRENT DOES NOT REPRESENT OR WARRANT THAT THE CONTENT, MATERIALS, INFORMATION OR SERVICES PROVIDED THROUGH THE SITE WILL BE ACCURATE, COMPLETE, TIMELY, CURRENT OR VIRUS-FREE, OR WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS. CROSSCURRENT DOES NOT WARRANT THAT THE SITE WILL OPERATE IN AN UNINTERRUPTED, SECURE OR ERROR-FREE MANNER. ANY MATERIAL AND/OR DATA DOWNLOADED BY YOU OR OTHERWISE OBTAINED FROM YOU THROUGH THE SITE IS PROVIDED TO YOU OR BY YOU, AS THE CASE MAY BE, AT YOUR SOLE DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR, AND CROSSCURRENT WILL IN NO EVENT BE RESPONSIBLE FOR, ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA OR OTHERWISE RESULTING FROM DOWNLOADING OR PROVIDING SUCH MATERIAL AND/OR DATA.

NEITHER CROSSCURRENT NOR THIRD PARTIES WHO CONTRIBUTE TO THE SITE, NOR CROSSCURRENT'S OR THIRD PARTIES RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND OTHER REPRESENTATIVES, ARE RESPONSIBLE FOR ANY DIRECT, INDIRECT, PUNITIVE, ECONOMIC, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES, LOSS OF GOODWILL OR BUSINESS OR LOST PROFITS OR LOST DATA YOU MIGHT INCUR ARISING OUT OF OR IN ANY CONNECTION WITH YOUR ACCESS TO OR USE OF, OR INABILITY TO ACCESS OR USE, THE SITE OR ITS CONTENT, INCLUDING WITHOUT LIMITATION ANY AND ALL LIABILITY ARISING OUT OF BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, PRODUCT LIABILITY AND ANY OTHER STATUTORY CONTRACT, TORT AND/OR OTHER LIABILITY, EVEN IF CROSSCURRENT HAS BEEN ADVISED OF THE POSSIBILITY THEREOF.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

9. Indemnification

You agree, at your own expense, to indemnify, defend and hold harmless CrossCurrent and its officers, directors, employees, representatives, suppliers, agents and associated health care providers from and against any claims, demands, actions, liabilities, expenses, costs or damages, including without limitation reasonable attorneys' fees, made by any third party based on or arising from your access to or use of the Site or any violation of these Terms of Use or other act or omission by you, including your violation of any rights of another, arising from your access to or use of the Site.

10. Applicable Law and Disputes

These Terms of Use, including without limitation their interpretation, construction, performance and enforcement, and the transactions they contemplate, shall be governed by the laws of the State of Oregon, U.S.A., without reference to conflict or choice of law provisions, as applicable to contracts made and performed entirely within such State. The exclusive forum for the resolution of any dispute relating to the Terms and Conditions shall be the state and federal courts in Raleigh, North Carolina, U.S.A., and you agree (a) to personal jurisdiction of such courts over you with regard to any dispute relating to these Terms and Conditions; (b) to service of process on you by e-mail to the e-mail address, if any, you have submitted on the Site, or by any other means deemed reasonable by Doctors Direct Healthcare in its sole discretion; and (c) not to seek transfer or other change of venue in connection with any such resolution. Any dispute relating in any way to your visit to the Site shall be submitted to confidential arbitration before a single arbitrator in Portland, Oregon, except that, to the extent you have in any manner violated or threatened to violate our intellectual property rights, in which case we may seek injunctive or other appropriate relief in any federal or state court in Oregon having jurisdiction over such matters, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under these Terms of Use shall be administered by Arbitration Service of Portland, Inc. (“ASOP”) and governed by ASOP's then prevailing rules. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms of Use shall be joined to an arbitration involving any other party subject to these Terms of Use, whether through class arbitration proceedings or otherwise.

11. Revisions to Terms and Conditions

The Terms of Use and the Site, and any materials, information, products or services provided on or offered through the Site, may be supplemented, deleted or modified at any time and for any reason, without notice or obligation or other liability to you. Continued access to or use of the Site following any such changes shall be deemed an acceptance and ratification of such changes by the user. Without limiting the foregoing, we strongly recommend that you visit this page of the Site and review the Terms of Use prior to each use of the Site. These Website Terms and Conditions were last updated on January 07, 2016.

12. Copyright Complaints

CrossCurrent respects the intellectual property rights of others. If in connection with your access to and use of the Site you discover any content on the Site, which you believe infringes any of your copyrighted work product, materials, or other subject matter (collectively, “Work”) under U.S. copyright law, please provide our copyright agent the written information specified below:

  1. (a) An electronic or physical signature of the person authorized to act on behalf of the owner of copyright in the applicable Work;
  2. (b) A description of the Work that you claim has been infringed;
  3. (c) A detailed description of the location on the Site at which the claimed infringing content matter is located;
  4. (d) Your address, telephone number and email address;
  5. (e) A statement by you that you have a good faith belief that use of the claimed infringing content is not authorized by the copyright owner, its agent or the law; and
  6. (f) A statement by you, made under penalty of perjury, that the information you are providing pursuant to Sections 19(a)-(e) above is accurate and that you are the owner of copyright in the applicable Work or are authorized to act on behalf of such owner.

CrossCurrent's copyright agent for notice of claims of copyright infringement on the Site can be reached as follows:

CrossCurrent Legal Officer
PO Box 1462
Sherwood, Oregon (OR) 97140
USA

13. Miscellaneous

The Site and its Content are made available only to provide information about CrossCurrent. We control and operate this site from our offices within the USA. We make no representation that this Site or any content on or accessed through the Site are appropriate or available for use in jurisdictions other than the USA. In accessing and using the Site, you are responsible for compliance with all applicable laws and regulations.

The information, Content and services available through the Site may be subject to U.S. Export Contrls and must not be downloaded or used by any person in violation of any U.S. law, rule or regulation nor be exported or re-exported into any embargo country in violation of the U.S. Export Control laws.

You acknowledge and agree that these Terms of Use, together with our Privacy Policy, constitute the complete and exclusive agreement between us concerning your access and use of the Site, and supersede all prior proposals, agreements, or other communications.

In the event that any provision of these Terms of Use shall be unenforceable or invalid under any applicable law or be so held by any applicable court decision, such unenforceability or invalidity shall not render these Terms of Use unenforceable or invalid as a whole. CrossCurrent will amend or replace such provision with one that is valid and enforceable and which achieves, to the extent possible, our original objectives and intent as reflected in the original provision.

Headings in these Terms of Use are for convenience only and shall have no legal meaning or effect.

No action arising under these Terms of Use may be brought by you at any time more than twelve (12) months after the facts occurred upon which the cause of action arose.

These Terms and Conditions, and not the conduct between us or any trade practice or custom, shall control the interpretation of the agreement between the parties respecting the Site and your access thereto and use thereof. CrossCurrent's decision not to enforce a particular provision of these Terms of Use does not mean that we waive the right to enforce that provision or any other provision of these Terms of Use in the future. Any and all such waivers by CrossCurrent shall be enforceable only to the extent they are in writing and signed by a duly authorized representative of CrossCurrent.

If you have any questions regarding these Terms of Use, please contact us by e-mail at

Copyright 2011 © CrossCurrent, Inc.

All worldwide rights reserved

Effective as of January 9, 2011